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How does Klarna work?Updated a year ago

Klarna allows you to buy now and pay later, or spread your payments out over a few months. Payment options available include:

Pay in 4 – Split your purchases into 4 interest-free payments with no hidden fees.   
Pay in 30 days – Shop now and pay up to 30 days later, interest-free.  
Pay Now – Instant payment with your debit or credit card.
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